My first posting on this blog. It’s always exciting to do something new, especially if it excites my imagination and fires up my gray cells. Hope people who reads this blog, a remote possibility, finds it stimulating. Every now and then I believe in reinventing myself and keeping things exciting. I like to differentiate this renewal or reinvention from rediscovery as the latter would mean that I have to relive my past, who wants to do that! Future holds infinite possibilities and I want to be pro active in choosing the right possibility. Sure you do have to learn from your past but living in the past is not the direction anyone in their infinite wisdom would recommend. This weekend I was listening to radio program Marketplace Money and it had an interesting segment about credit card industry. That got me thinking about how to keep your credit rating strong and I happen to find a interesting segment in CNN in the weekend project section (it might be on the CNN till 2006